Certegy enables low-risk, low-cost transactions between consumers and businesses.

You can focus on sales knowing every authorized payment will be delivered safely and swiftly.

An image of a high end men's clothing store before it's open. A woman is holding a coffee and shopping on her phone.

Expand your payment mix securely.

Our products are designed to create convenience without sacrificing security. Every transaction passes through our payment authorization platform, powered by the most reliable risk engine in the industry.

ACH Services

Receive an electronic payment via a bank account.


Retail Check Verification

Accept checks at your point-of-sale terminal.


Check Cashing & Deposit

Process a payroll, government or personal check.


How we verify.

We scan our expansive database of consumer account history.
100M+ Unique Consumers
We reduce fraud through our proprietary data science and risk analytics tools.
345M+ Transactions Screened
We send instant recommendations to accept or decline.
24/7 Real-time Processing

100% reimbursement.

Never worry about returned check and ACH payments. Our Warranty Program ensures full coverage.

Our Guarantee
A series of computers lined up next to green shopping carts. A cashier in a food shop is happily leaning on her register and staring out.

Trusted by the nation’s top retailers and financial institutions.

Certegy helps industry-leading businesses protect and enhance their payment systems.

Programs for your Industry
The logo of 7Eleven.
The logo of AT&T.
The logo of Costco.
The logo of Dillard's.
The logo of Dollar General.
The logo of GoDaddy.
The logo of JCPenney.
The logo of Kmart.
The logo of Kroger.
The logo of Macy's.
The logo of Marshalls.
The logo of Pep Boys.
The logo of PetSmart.
The logo Publix.
The logo of Rooms to Go.
The logo of Safeway.
The logo of Staples.
The logo of Target.
The logo of Tiffany & Co.
The logo of Walmart.
The logo of Wegmans.
The logo of William Sonoma.
A woman is on her tablet while standing in the middle of city. The tall buildings behind her are blurred out.

Join our network.

Contact Us
An image of a woman standing in the middle of an office, looking forward with her arms crossed.

Join our team.