Know now.

Today, a large market of retail consumers still prefer to pay by check for their everyday activities. That makes check acceptance an easy way to boost sales.

Certegy provides retailers a safe and simple option for including check transactions in their payment mix. We leverage the industry’s most efficient and secure technology to instantly authorize and process checks for next business day deposits.

Gross Merchant Volume verified by Certegy
Someone is signing a check.

Better with Certegy.


Reduce total processing fees when compared to credit or debit cards.


Create more convenience with real-time payment verification 24 hours a day.


Eliminate manual payment reconciliation to access funds quicker, improving cash flow.


Appeal to new customer markets with a variety of payment preferences.

How it Works

Your customer presents a check at a point-of-sale terminal.
The check’s details are reviewed and verified via Certegy’s comprehensive risk assessment technology.
Certegy sends an instant accept or decline recommendation. 
The payment is deposited in your bank account as soon as the next banking day.
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An illustration of a cash register.

Leave risk at the register.

60M+ Bank Accounts

Every transaction is screened against Certegy’s extensive consumer database and evaluated utilizing best-in-class verification tools.

Our Platform

100% Reimbursement

When you choose our Warranty Program, we absorb losses from any unauthorized transactions that get approved.

Our Warranty

Product Features

ECC Point-of-Sale

Convert a customer’s check into an electronic ACH payment from their bank account.

Streamline Checkout

Returned Check Processing

Bad checks are automatically processed via Certegy’s banking network.

Simplify Claims

Pay Plan

Split a customer’s payment into multiple checks, processed over a set period of time.

Support Flexibility

Payment on Account

Allow customers to pay off or pay down their store credit balance with a check.

Accelerate Purchases

Implementation & Support

At Certegy, client care begins with our set-up service. A full support team, including a project manager, technical staff and department representatives, will assist you throughout the onboarding process and remain available to address any subsequent needs or issues.

Should your customers have questions on declined transactions, you can refer them to our Customer Care Department or AskCertegy.
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How can we help your business?

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Other Products

ACH Services


Check Cashing & Deposit