Certegy protects a diverse mix of specialty retailers across the country – from local pet stores with just a few check authorizations per month to national office supply chains processing millions of transactions each year. Our proprietary risk mitigation algorithms have been calibrated to detect industry-specific patterns and trends, ensuring you get customized protection regardless of your product offering.
Cost reduction without sacrificing security.
As consumers increasing opt for digital and contactless payment options, the rise in card-not-present transactions has resulted in higher interchange fees shouldered primarily by merchants. Leveraging our ACH solution, BankPay, Certegy allows consumers to easily transact utilizing their bank account – at a cost significantly lower than credit cards.
Payment decisions are rendered in real-time, allowing for a truly seamless customer payment experience. Easily integrated in your POS systems, our products can accommodate online, app-based, and in-store purchases.
Mitigate risk across consumer and corporate accounts.
As many of our specialty retail clients support purchases from companies and consumers, we offer protection that covers a wide range of transaction sizes for both types of accounts.
60M+ Bank Accounts
Every transaction is screened against Certegy’s extensive consumer database and evaluated utilizing best-in-class verification tools.Our Platform
When you choose our Warranty Program, we absorb losses from any unauthorized transactions that get approved.Our Warranty