Online Retail & Subscriptions
Building on decades of experience in the retail space, Certegy has developed a suite of products for online merchants specifically designed to reduce transaction costs without compromising security.
Cost reduction without sacrificing security.
With an increased number of card-not-present transactions and card issuer fees on the rise, interchange costs are a major burden for online merchants. Leveraging our ACH solution, BankPay, you can enable consumers to transact using their bank account – at a cost significantly lower than credit cards. Decisions are rendered in real-time, allowing for a truly seamless payment experience.
Customer flexibility with the same protection.
Certegy’s product offering for the online retail sector is as flexible as it is cost-saving. With Buy Now, Pay Later, guests have the option to fund their purchase over time interest-free, while the merchant is guaranteed immediate funding. On average, merchants offering this option have larger purchases and reduced cart abandonment.
60M+ Bank Accounts
Every transaction is screened against Certegy’s extensive consumer database and evaluated utilizing best-in-class verification tools.Our Platform
When you choose our Warranty Program, we absorb losses from any unauthorized transactions that get approved.Our Warranty