BANKPAY

Simple, safe digital payments.

BankPay ensures a fast, frictionless checkout experience and secure customer enrollment.

Rather than pulling out a card or check, customers simply input their banking details at the payment screen. ACH Link is how we connect a customer’s preferred bank information to their online retail wallet in seconds.

Once enrolled, customers are recognized at every Certegy-supported merchant when making future purchases. We protect their information by saving each bank account as a limited-use randomized number called a “digital token.”

While customers are rewarded with the convenience of a digital, direct payment solution, your business enjoys lower risk and lower costs.

Tiered plans for your risk appetite.

Enrollment in BankPay can be adjusted to include one or multiple combinations of features, depending on your business needs.

Settlement Only

ACH Filters

MICR Validation

Negative File

Postive File

Rule Based Risk Parameters

Risk Analytical Models

Comprehensive Fraud Controls

Settlement

Loss Mitigation/Claim Coverage

Basic Verification

ACH Filters

MICR Validation

Negative File

Positive File

Rule Based Risk Parameters

Risk Analytical Models

Comprehensive Fraud Controls

OPTIONAL: Settlement

Loss Mitigation/Claim Coverage

Enhanced Verification

ACH Filters

MICR Validation

Negative File

Postive File

Rule Based Risk Parameters

OPTIONAL: Risk Analytical Models

OPTIONAL: Compre-hensive Fraud Controls

OPTIONAL: Settlement

Loss Mitigation/Claim Coverage

Full Warranty

ACH Filters

MICR Validation

Negative File

Postive File

Rule Based Risk Parameters

Risk Analytical Models

Comprehensive Fraud Controls

Settlement

Loss Mitigation/Claim Coverage

Built for your sector.

Certegy is more than just payment technology. We provide robust, industry-specific solutions, aligned with each client’s unique set of needs and customers.

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How can we help your business?