Virtual Terminal

Easy, Safe Payment Platform

Process checks & ACH payments from any device

Certegy’s Virtual Terminal platform is a web-based solution allowing a merchant to easily & safely process a customer’s check or ACH transaction from any device – laptop, tablet, mobile.

Protect your business with our built-in risk assessment platform ensuring Virtual Terminal transactions are reviewed and verified, significantly reducing risk. Our add-on warranty program guarantees you full reimbursement for the face value of ACH transactions that are returned unpaid.

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Virtual Terminal Features

Retail Check & ACH Verification

Double the speed of paper. With Certegy's Warranty option, 100% of authorizations are guaranteed. Merchants are funded next-banking day, eliminating the need for costly connections.

Retail Check Verification

Buy Now, Pay Later

Supercharge your sales with installments. Let your customers pay in multiple installments. Virtual Terminal provides easy, integrated access to our Buy Now, Pay Later ACH solution.

Buy Now, Pay Later


Process payments wherever your customers are. With Virtual Terminal, service providers can capture a check image and deposit remotely. Delivering freedom for merchants & choices for customers.


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