BANKPAY
Rather than pulling out a card or check, customers simply input their banking details at the payment screen. We connect a customer’s preferred bank information to their online retail wallet in seconds.
Once enrolled, customers are recognized at every Certegy-supported merchant when making future purchases. We protect their information by saving each bank account as a limited-use randomized number called a “digital token.”
While customers are rewarded with the convenience of a digital, direct payment solution, your business enjoys lower risk and lower costs.
Rather than pulling out a card or check, players simply input their banking details at the payment screen.
BankPay saves big on interchange fees by leveraging ACH, allowing you to invest in your business instead of worrying about fees.
Our proprietary AI & risk management model verifies all transactions, lowering your risk of fraud.
Your customer selects BankPay at the payment screen of your app or website.
If the customer has not previously enrolled, they have two options:
ACH Link
Enroll in online banking by logging into your preferred bank — no routing/account numbers required.
Manual
Manually enter bank routing and account numbers.
Through ACH Link, the customer’s bank account is linked to their online wallet across our entire network of retailers.