Cost reduction without sacrificing security.
Credit and debit networks continue to shift costs and risks to merchants through higher interchange rates and compliance fees. In fact, interchange fees are increasing at an alarming rate driven by the card-not-present transaction volume exceeding $86 billion.
Leveraging our ACH solution, BankPay, Certegy allows consumers to easily transact utilizing their bank account – at a cost significantly lower than credit and debit cards. Recognizing the need for multi-platform functionality, Certegy provides optionality for in-app and online payments that can be integrated with multiple POS systems, facilitating in-store transactions.
More customer optionality. Same low-cost protection.
Certegy’s grocery, pharmacy, and superstores solutions were designed with the customer in mind. Shoppers can cash checks and even receive cash back when paying by check or ACH network.
